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Types of Financial Aid

APU students may take advantage of three types of financial aid: scholarships and grants, education loans, and student employment.

Scholarships and grants are considered “gift aid” and do not require repayment. They can come from federal, state, or private sources. Scholarships are typically merit-based, meaning they are awarded depending on demonstrated academic ability or other specific talents.

Education loans are usually repaid after graduation, may be deferred until after graduate school, and often have very low interest rates.

On-campus student employment is available for students needing additional income to pay for education-related expenses. APU students also find work off campus in the surrounding community.

For more information about financial aid, visit the Office of Undergraduate Student Financial Services or contact your admissions counselor.

Sample Financial Aid Packages

The following sample financial aid packages for actual APU students show some of the many options available. Although your aid package may look different, you can be assured that Azusa Pacific will work to get you the best financial aid possible.

Please note that tuition, room and board, fees, and books for the 2009–10 academic year total approximately $34,734.

Student A
  • Number in the family: 4
  • Number in college: 2
  • Family income: $50,000/year
Academic Competitiveness Grant $750
Federal Work Study $1,500
APU Grant $4,500
Cal Grant A $9,708
Imago Dei Scholarship $1,000
Pell Grant $2,181
Guaranteed Parent Loan $4,000
Subsidized Stafford Loan $3,500
Unsubsidized Stafford and Loan $2,000
Total Financial Aid Package $29,139
Student B
  • Number in the family: 6
  • Number in college: 2
  • Family income: $35,000/year
APU Grant $9,000
Federal Work Study $1,500
Director’s Scholarship $7,000
Music Scholarship $500
Guaranteed Parent Loan $4,000
Subsidized Stafford Loan $3,500
Unsubsidized Stafford Loan $2,000
Total Financial Aid Package $27,500
Student C
  • Number in the family: 6
  • Number in college: 2
  • Family income: $137,000/year
APU Grant $500
Federal Work Study $1,500
President’s Scholarship $10,000
Guaranteed Parent Loan $13,000
Subsidized Stafford Loan $3,500
Unsubsidized Stafford Loan $2,000
Total Financial Aid Package $30,500
Student D
  • Number in the family: 3
  • Number in college: 1
  • Family income: $96,000/year
APU Grant $3,000
Federal Work Study $1,500
Guaranteed Parent Loan $4,000
Subsidized Stafford Loan $4,500
Unsubsidized Stafford Loan $2,000
Transfer Merit Scholarship $5,000
Total Financial Aid Package $20,000
Student E
  • Number in the family: 5
  • Number in college: 1
  • Family income: $75,000/year
APU Grant $1,800
Director’s Scholarship $7,000
Federal Work Study $1,500
Guaranteed Parent Loan $10,000
Subsidized Stafford Loan $3,500
Unsubsidized Stafford Loan $2,000
Total Financial Aid Offer $25,800
Student F
  • Number in the family: 4
  • Number in college: 1
  • Family income: $60,000/year
APU Grant $500
Cal Grant A $9,708
Deans’ Scholarship $8,000
Federal Work Study $1,500
Outside Aid $5,000
Guaranteed Parent Loan $4,000
Subsidized Stafford Loan $3,500
Unsubsidized Stafford Loan $2,000
Total Financial Aid Offer $34,208