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Employee Benefits

Azusa Pacific Online University has an excellent benefits package through a Section 125 Cafeteria Plan. We are pleased to offer full medical, vision, dental, life insurance, and reimbursement plan options to all full-time employees. Full-time employees are those who are regularly assigned to work 30 hours or more per week. You are eligible for coverage as of the first day of employment. There is no waiting period, and no exclusion for pre-existing conditions if you are a timely enrollee. Please note that you are not enrolled until you attend a full New Employee Orientation meeting and complete and submit your enrollment forms to our Human Resource representative.

What is a Section 125 Cafeteria Plan?

Section 125 Cafeteria plans allows employees to purchase certain benefits on a pre-tax basis. Any portion of your Compensation that you do not choose to apply toward the purchase of the benefits described will be paid to you as regular, taxable Compensation. When you allocate a portion of your compensation on a pre-tax basis to be used for payment of your benefits, your taxable income is reduced by the amount you have allocated to benefits. Therefore, by lowering the employee’s taxable income you pay less in FICA and Federal Withholding taxes. Our employer sponsored benefit plans qualify to be “pre-taxed.” This includes employee-paid costs for medical insurance, dental insurance, group term life insurance and a variety of others. In addition, dependent-care expenses (usually child-care) and many kinds of vision, dental and medical expenses can be “pre-taxed.”


Medical and vision coverage is offered through Kaiser Permanente (HMO) and HealthNet (POS) and VSP. Delta Dental provides group dental coverage.

Reliance Standard Life Insurance Company underwrites our basic life, accidental death, and dismemberment policies covering employees, as well as the optional voluntary life policies which are available to you, your spouse, and dependents who are age 19 or younger, or full-time students under the age of 26.

ADP Benefits Administrators handles our flexible spending plans through which you may set aside up to $10,000 per year for health care expenses and/or $5,000 per year for dependent care expenses at “pre-tax” rates.


Azusa Pacific Online University invites you to participate in TIAA CREF, a defined contribution retirement plan, after you have been employed here for 12 months. (If certain criteria are met, the one year waiting period may be waived.) Eligible employees will contribute a minimum of three percent gross base earnings to the plan and the university will contribute eight percent.

Paid Time Off (PTO) Program

Azusa Pacific Online University provides a generous paid time off (PTO) program that provides employees with flexibility and supports work-life balance. A PTO policy combines vacation, sick time and personal time into a bank of hours/days from which an employee can draw. PTO hours are credited to the employee’s “bank” every pay period with accrual rates increasing accordingly by length of service.

The purpose of this page is to highlight some of the features of Azusa Pacific Online University’s (APOU) benefit program and is not intended as a comprehensive list of all APOU benefits. Information regarding the current benefits and various insurance options and programs will be explained during orientation on the first day of work. All benefits are subject to change.