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Leadership Online

Azusa Pacific University (APU): Online Degree Programs

master of arts : leadership and organizational studies

Financial Aid

Numerous financial aid options make the choice to pursue bachelor's degree much easier. From loans to scholarships, the following are a few opportunities available to prospective APU students.

Federal Aid

Any student who wishes to apply for federal programs must be either a U.S. citizen, permanent resident, or an eligible noncitizen.

Federal Pell Grant

The Pell Grant Program provides government grants to both full- and part-time undergraduate students. The amount of the grant is based upon need. After the student submits the FAFSA, a Student Aid Report (SAR) will be received from the government and must be reviewed for accuracy. If any corrections are necessary, the student should immediately submit the SAR to the CAPS Office of Student Financial Services, along with other required documents.

Federal Supplemental Educational Opportunity Grant (FSEOG)

FSEOG is a Title IV, need-based grant that awards up to $2,000. FSEOG funds are limited and must be awarded to the neediest students as determined by the FAFSA. Early submission of a FAFSA is recommended.

Federal Perkins Loan

The U.S. government makes funds available to qualified students of limited means who wish to go to college. These are long-term loans at a five percent rate of interest. A student may borrow up to $3,000 per year upon approval. Repayment will neither be required nor will interest begin to accrue until nine months after the student has ceased enrollment. Deferment provisions for public service are available. Repayment can take place over 10 years, with minimum monthly payments of $40. Eligibility is determined by the FAFSA and availability of funds. Perkins funds are limited and must be awarded to the neediest students as determined by the FAFSA. Early submission of the FAFSA is recommended.

Federal Stafford Loan

A loan program for students is available through many banks and credit unions from which undergraduate first-year students may borrow up to $2,625 annually, sophomores (with 28-59 units completed) up to $4,500, and juniors and seniors (with 60 or more units completed) up to $5,500 annually. Students must demonstrate need (through completion of the FAFSA form) in order to receive a subsidized Federal Stafford Loan. No interest is charged while the student attends school. The interest rate is variable for new borrowers whose loans originated after October 1, 1992, but will never be higher than 8.25 percent; there is a fixed rate for borrowers with loans originating before October 1, 1992. Repayment begins six months after the student graduates or discontinues schooling, with deferment provisions for public service available.

Unsubsidized funds may also be borrowed up to the yearly amount. Juniors and seniors with 60 or more units may borrow up to $5,000 annually. If the student borrows an unsubsidized loan, the student is responsible for the interest payment while in school.

Alternative Loans

Students who wish to apply for alternative loans must complete a separate application, have costs greater than school budget, and be approved by the lending agency. Alternative loans must pay tuition in full before any refund will be given.

State Aid

Cal Grant A

These awards are granted yearly at Azusa Pacific University and other California schools. They are renewable with satisfactory academic progress and financial need. Qualifications will depend on grade-point average (verified by the GPA verification worksheet submitted to CSAC by the Cal Grant deadline), California residency, and financial need as determined by the FAFSA. Awards will differ between institutions – the higher the school costs, the larger the state scholarship. The deadline is March 2, prior to entry to the university. However, the closer to January 1 students apply, the better their chances of being awarded other types of limited grants. See the CAPS Office of Student Financial Services for information and forms, or write to the Student Aid Commission, PO Box 419027, Rancho Cordova, California 95741-9027. APU's USDE code is 00111700.

Cal Grant B

These grants are designed for those students entering college who come from disadvantaged backgrounds and demonstrate financial need and a desire to succeed in college. Tuition grants, plus subsistence, are based upon California residency, a questionnaire, and financial need as determined by the FAFSA. They are renewable for four years with satisfactory academic progress and continued financial need. The application deadline is March 2, prior to entry. See the CAPS Office of Student Financial Services for information and forms, or write to the Student Aid Commission, PO Box 419027, Rancho Cordova, California 95741-9027. APU's USDE code is 00111700.

International students: Please refer to the International Center website, or call (626) 812-3055 for specific details regarding international admissions requirements, financial information, and other general policies.

Note: This information is current for the 2008-09 academic year.