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Apply for a Loan

If you have any questions about any of the processes below, please contact One Stop.

Federal Direct Stafford Loan (student loan)

How to apply:

  1. Complete the FAFSA for 2012–13.
  2. Accept your Stafford Loan(s) at home.apu.edu. (On the “Student Center” tab, click on “Accept/Decline Awards.” Select the aid year and then you can accept, reduce, or decline your student loans.)

New borrowers must also:

  1. Complete the Online Stafford Loan Entrance counseling at www.studentloans.gov. (After signing in, click on the link that says “Complete Entrance Counseling.”)
  2. Complete the Online Stafford Loan MPN (Master Promissory Note) at www.studentloans.gov. (After signing in, click on the link that says “Complete Master Promissory Note.” Then select the “Subsidized/Unsubsidized” link.)

Federal Direct PLUS Loan (parent loan)

How to apply:

  1. Complete the FAFSA for 2012–13.
  2. Once your student receives his/her financial aid award letter, complete the Parent PLUS Loan Worksheet (PDF).

New borrowers must also:

  1. Complete the Direct Parent PLUS Loan MPN (Master Promissory Note) at www.studentloans.gov. (After signing in, click on “Complete Master Promissory Note.” Then select the “Parent PLUS” link. Please do not click on the link that says “Start PLUS Application Process.”)

Federal Perkins Loan (student loan)

How to apply:

  1. Complete the FAFSA for 2012–13. (Remember that Perkins Loans are awarded to qualified students with very limited means as determined by the FAFSA.)
  2. If you’re eligible for a Perkins Loan per your financial aid award letter, go to the student portal at home.apu.edu to accept the loan.

New borrowers must also:

  1. Complete the Perkins loan paperwork listed on the student’s To Do List at home.apu.edu.

Alternative/Private Loan (student loan)

How to apply:

  1. Before applying for an alternative loan, we strongly encourage you to first apply for the Stafford, PLUS, and/or Perkins Loan (if eligible). These loans offer much better interest rates and repayment terms.
  2. Click here to gather information, compare loans, and to apply.