Students in Duke Commons

Types of Aid

Undergraduate Financial Aid

Scholarships

APU scholarships are typically merit-based, meaning they are awarded depending on demonstrated academic ability or other specific talents. All institutional aid from APU is subject to coordination with federal, state, institutional, and outside-aid policies. Unless otherwise noted, award amounts listed are for a student enrolled full time.

There are also many scholarships available from sources outside of APU. Students can access a list of resources below.

Grants

A grant is a form of need-based financial aid that does not need to be repaid. Grants are distributed based on financial need as determined by the Free Application for Federal Student Aid (FAFSA).

Loans

Loans are a form of need-based financial aid that must be repaid with interest. They are offered based on financial need as determined by the FAFSA.

Federal Work-Study

Federal Work-Study is a need-based government program granted to students who qualify. Students must work on campus to receive the Federal Work-Study award.

Outside Aid

Many scholarships are available from sources outside of APU. You can search for these scholarships through websites such as finaid.org or fastweb.com. If you’re an admitted student and have received your APU ID, you can use it to search ScholarshipUniverse. The Student Services Center is sometimes notified of scholarships available through APU departments or local organizations, and can provide information on request.


Be advised that funding from all of the sources listed is not guaranteed. Budget limitations may reduce or eliminate any of the awards described without notice. Also, on rare occasions, the amount of financial aid originally offered may end up being reduced or eliminated due to federal, state, and/or institutional policies.

Graduate and Professional Financial Aid

Azusa Pacific University offers a variety of financial aid opportunities for graduate and professional students. These include a limited number of competitive scholarships available to graduate and professional students in specific academic programs, as well as federal and state programs through which most graduate and professional students receive financial aid. Students are also encouraged to seek outside aid resources that can help reduce the amount of loans needed to finance your education.

Based on your Free Application for Federal Student Aid (FAFSA) information and remaining eligibility, you can be awarded up to the cost of attendance for your program. This includes tuition, books and supplies, room, board, transportation, personal expenses, and loan fees, where relevant.

Some employers offer educational incentives, including programs to subsidize all or part of the cost of continuing education for an eligible employee. You should check with your organization’s human resources division to learn if company reimbursement is an option where you work. Students whose employers cover the partial or full cost of tuition and fees must submit documentation for the appropriate academic year. Please contact Student Services Center to learn more.

Financial Aid Options for Graduate Students

If you’re a new graduate student or didn’t have loans previously, you may be eligible for the Unsubsidized loan through the federal government. The Unsubsidized loan accrues interest while you are in school, but does not require a credit check.

Note: If you took out loans prior to July 1, 2026, in your current program, you may qualify for “Legacy” status in the Department of Education, and could be eligible for the Unsubsidized and Graduate PLUS loans. Contact the Student Services Center if you have questions about whether you qualify for legacy status.

  • For Non-Legacy students
    • Unsubsidized Loan: up to $20,500 per academic year, max of $100,000 in lifetime
  • For Legacy students:
    • Unsubsidized Loan: up to $20,500 per academic year
    • Graduate PLUS Loan: up to Cost of Attendance per academic year
  1. Complete the FAFSA.
  2. Keep an eye on your home.apu.edu student portal to-do list and resolve any items that populate there.
  3. Accept loan(s) through the Student Services Center tab at home.apu.edu.
Once aid has been accepted, all to-do list items are completed, and you're enrolled in the proper classes, financial aid will begin disbursing after the add/drop period each term. Be sure to check your financial aid offer to ensure that all the terms you're attending for the academic year are listed. If you need to add a term to your financial aid package, reach out to the Student Services Center.

Students must have remaining eligibility in the Direct Loan program, meaning they have not reached their lifetime (aggregate) limit, and must be enrolled at least half-time per semester. Students must also maintain Satisfactory Academic Progress. For Legacy students, there are additional stipulations in order to maintain your status.

 

Repayment usually begins six months after a student either drops below half-time (6 units), withdraws, or graduates.

APU offers a scholarship search tool called “Scholarship Universe,” which matches you with external scholarships you qualify for, then takes you to the external scholarship websites to apply. ScholarshipUniverse also houses internal scholarships available to APU students.

In addition to external scholarships, if you need additional funding on top of the Unsubsidized loan, you can look into private education loans.