Understanding Financial Aid

An Azusa Pacific education is within your reach! When it comes to paying for college, most students do not pay the full tuition cost thanks to the support of financial aid such as scholarships, grants, and loans. In fact, at APU, 100% of new students receive some form of financial aid beginning spring 2020.

See How Financial Aid Helps You Pay for College

We invite you to explore the following information to understand the actual cost of attending APU, available financial aid options, and how an APU degree sets students up for success as they identify their calling and pursue their dreams.

APU offers several academic scholarship opportunities, renewable for up to four years. All new admitted students will receive some level of scholarship to support their education at Azusa Pacific.

Academic Scholarships
Amount Class Standing Renewability
Trustees’ Scholarship Full tuition Incoming Freshman Up to four years
President’s Scholarship $21,000 per year Incoming Freshman or Transfer Up to four years
Provost’s Scholarship $18,000 per year Incoming Freshman or Transfer Up to four years
Deans’ Scholarship $17,000 per year Incoming Freshman or Transfer Up to four years
Directors’ Scholarship $14,000 per year Incoming Freshman or Transfer Up to four years
Mary Hill Award $7,000 per year Incoming Freshman or Transfer Up to four years

Breaking Down True Yearly Cost

Did you know, according to College Scorecard, most students pay an average of $27k to attend Azusa Pacific once financial aid is factored in?1 To find out true cost, subtract all aid received from the total cost.

Total Cost Without Aid: $49,522

2019-20 cost before financial aid is factored in. Most students do not pay this amount; beginning spring 2020, 100% of new APU students receive some form of financial aid.


(e.g., APU Merit Scholarships like President’s, Directors’, Deans’, Transfer; Participatory Scholarships for athletics, music, multi-ethnic leadership, etc; or Outside Scholarship like RaiseMe)

Based on merit; do not need to be repaid

Whether you are an incoming freshman or a transfer student, scholarship opportunities are available! Also, APU has partnered with RaiseMe, where you can now earn incremental, performance-based scholarships called micro-scholarships from our institution for your achievements––both in and outside the classroom. As you progress through high school, you will have a clear view into the minimum amount of scholarships or grants you can expect from Azusa Pacific before you apply. Create a free portfolio to earn on Raise.Me.


(e.g., APU Grant, Cal Grant, Pell Grant)
Need-based financial awards; do not need to be repaid


(up to the full cost of attendance)
Need-based financial aid; require repayment

True Yearly Cost

What remains after financial aid is subtracted is the actual cost you will pay each year while attending APU. Get an estimate of your true cost with the online net price calculator.

Preparing Successful Graduates

On average, a college graduate earns $24,000 more a year than a high school graduate, according to the Bureau of Labor Statistics. And more students graduate within four or five years at Azusa Pacific in comparison to public universities, lowering the overall cost of a degree and allowing them to begin careers sooner.

2,000 on-campus job opportunities for students
70% of students participate in internships (many of which are paid)
$100,000 cost savings of graduating from a private institution within four years in California, rather than a public institution that may take longer, according to the AICCU
$51,100 average early-career salary for APU graduates 1
Employers actively seek APU graduates for their competence, character, and creativity. In fact, 75.8% of graduates reported securing employment upon graduation, according to APU’s 2018 destination survey. And in key California industries, APU alumni earn significantly more than their peers. For example, APU alumni in health care earn $30,000 more annually, while those in education earn $28,000 more.

Loan Repayment

Many students graduate college with some loan debt and that’s ok! With increased employability, statistics show that APU alumni find jobs and start paying back student loans sooner. This increased employability also leads to a significantly lower loan default rate for APU students as compared to graduates of other universities, according to the U.S. Department of Education.

Loan Default Rates 3
Azusa Pacific University3%
Private colleges7%
Public universities12%
64% of APU graduates are paying down their debt*
47% national average of college graduates paying down their debt 1
$23,092 average loan debt of APU graduates
$32,300 average debt of students attending a nonprofit, private institution 4

What’s Next?

It’s never too early to begin the process and learn about your available financial aid opportunities. Our admissions counselors are ready to help you navigate the process.

  1. Visit campus to learn more about APU.
  2. Apply to Azusa Pacific!
  3. Apply early for financial aid. Complete your FAFSA starting as early as October 1. (APU’s FAFSA Code: 001117)
  4. Contact your admissions counselor with any questions.
  5. Watch for a financial aid offer to arrive as early as December! Accepted students who have completed the FAFSA will receive a financial aid offer to help as they make their college decision.


  1. Source: College Scorecard, 2019
  2. Source: The College Board, 2018
  3. Source: U.S. Department of Education
  4. Source: Student Loan Hero, 2019